All individuals need to have a personal accident insurance policy (PA). The PA policy operates 24/7 and worldwide . The insurance is provided to individuals and groups. And the capital sum insured is arrived at based on the earnings of the persons.

If such an individual met with an accident  and was hospitalized there may be a condition of permanent disability such as losing one hand or one leg . There may be an incidence of death resulting from an accident , thus the family may lose the breadwinner . 

The personal accident insurance takes care by compensating injured persons or a person dies in an accident.

We also suggest a group personal accident policy for businessmen  who can very easily cover all their employees/ workers under a single policy. We offer group discounts based on the number of persons offered for insurance.